Privacy-first by design.

Effective Date

June 9, 2026

Overview

Debt Lifter helps users review loan, borrowing, and credit card payoff information based on numbers they manually enter. Debt Lifter does not require bank account access, credit card account access, account linking, or personal financial profiles.

Important Financial Information

Debt Lifter is an informational calculator, not financial advice. It does not recommend a lender, loan, credit card, payment, purchase, or other financial decision.

Results are estimates based only on the information entered by the user. Actual terms, interest, fees, timing, and results may differ. Users should review official statements, agreements, and offers before making a decision and consider consulting a qualified financial professional when needed.

Information We Do Not Collect

Debt Lifter does not collect:

• Bank usernames or passwords
• Bank account numbers
• Credit card account numbers or credit card login information
• Social Security numbers, birthdates, or home addresses
• Personal financial profiles
• Transaction history
• Bank account balances or credit card balances from connected accounts
• Location information, contacts, photos, or health information
• Advertising identifiers or data used to track users across apps or websites

Information Entered Into The App

Debt Lifter uses numbers entered by the user to perform calculations. These may include loan amount, APR, loan term, payment amount, credit card balance, minimum payment, and lender comparison information.

This information is entered manually by the user and is used to calculate results inside the app. Debt Lifter does not send this information to us, does not store it on our servers, and does not use it to create a personal financial profile.

Bank And Credit Card Connections

Debt Lifter does not connect to banks, credit unions, credit card companies, payment cards, brokerage accounts, or other financial institutions.

Debt Lifter does not use account-linking services to access financial accounts.

Purchases And Payments

If Debt Lifter is purchased through the Apple App Store, payment processing is handled by Apple.

We do not receive or store the user's credit card number, bank account information, Apple Account password, or other payment credentials. Apple may provide us with sales, payout, tax, or transaction reporting through Apple developer tools, but we do not receive the user's payment card information.

Analytics, Advertising, And Tracking

Debt Lifter does not use advertising networks, does not track users across apps or websites, and does not sell personal information.

Debt Lifter does not use third-party analytics tools unless this privacy policy is updated before such tools are added.

Support Contact

If a user contacts us for support, we may receive the user's name, email address, calculator area, question, approved calculator details, and any other information the user voluntarily includes in the message. We use support communications only to respond to the user's request, troubleshoot issues, and improve the app.

The support form may open a prepared email addressed to Debt Lifter support. The user can review the email before sending it from the user's own email app. The support form does not allow attachments.

For support, users may share general calculator numbers if needed, such as loan amount, APR, payment amount, term, credit card balance, minimum payment, payoff result, or the result they expected to see.

Users should not send bank account numbers, credit card numbers, login credentials, Social Security numbers, financial statements, screenshots showing account details, or other sensitive personal or financial information.

Children's Privacy

Debt Lifter is intended for general financial planning use and is not designed to collect personal information from children. Debt Lifter does not knowingly collect personal information from children.

Data Security

Debt Lifter is designed to avoid collecting personal financial information. Because the app does not require account linking or bank access, users can review financial calculations without sharing private financial account credentials with us.

Changes To This Privacy Policy

We may update this privacy policy if Debt Lifter changes, if new features are added, or if legal or App Store requirements change.

If future versions of Debt Lifter add features such as user accounts, cloud storage, analytics, advertising, online data syncing, or support methods that collect or store information in a different way, this privacy policy will be reviewed and updated before those features are released.

Contact

For questions about this privacy policy or Debt Lifter, contact Debt Lifter support at debtlifterapp@gmail.com.