Loan Calculator
Estimate loan payments, compare monthly, bi-weekly, and weekly payment schedules, and review how payment choices may affect interest, total paid, and payoff time.
Support Center
Help for simple, private debt planning.
Debt Lifter helps users compare loan, borrowing, and credit card payoff options without connecting bank accounts, linking credit cards, or creating personal financial profiles.
No bank login
No account linking
Manual entry only
User-controlled planning
Important Financial Information
Debt Lifter is an informational calculator, not financial advice. It does not recommend a lender, loan, credit card, payment, purchase, or other financial decision. Results are estimates based only on the information entered by the user, and actual terms, interest, fees, timing, and results may differ.
Review official statements, agreements, and offers before making a decision, and consider consulting a qualified financial professional when needed.
What Debt Lifter Does
Debt Lifter is a focused calculator app. It does not import accounts or track every transaction. Users enter the numbers they want to review, compare the results, and use the information to better understand payment choices, interest, and payoff time.
Borrowing Calculator
Compare two lender offers side by side using payment, APR, and term to estimate borrowing power and understand how lender terms may differ.
Credit Card Calculator
Use it with every new statement and before adding a purchase. Review the minimum-payment payoff path, then compare it with alternative monthly, bi-weekly, or weekly payment plans.
Calculator Help
The app uses the numbers entered by the user. Results are estimates and depend on the information provided.
Loan Calculator Inputs
- Loan Amount: the amount borrowed or remaining loan balance.
- APR (%): the annual percentage rate charged on the loan.
- Term: the original or remaining loan length in months.
- Payment Schedule: monthly, bi-weekly, or weekly payment testing.
Borrowing Calculator Inputs
- Lender Name: a label for each offer being compared.
- Desired Payment: the monthly payment amount to compare.
- APR (%): each lender's annual percentage rate.
- Term: the repayment length offered by each lender.
Credit Card Calculator Inputs
- Balance: the credit card balance from the statement.
- APR (%): the annual interest rate shown on the statement.
- Minimum Payment: the minimum payment requested.
- Alternative Plan: the target term and payment schedule to test.
Privacy Summary
Debt Lifter is designed to work without private account access. The app does not need bank credentials, account numbers, credit card login information, Social Security numbers, birthdates, or personal financial profiles.
What The App Uses
Debt Lifter uses general calculator numbers entered manually by the user, such as loan amount, APR, payment amount, term, credit card balance, minimum payment, and lender comparison information.
What The App Does Not Need
Debt Lifter does not connect to banks, credit unions, credit card companies, brokerage accounts, or other financial institutions. It does not use account-linking services.
Contact Support
Debt Lifter support uses a dedicated Gmail account so customers have a clear place to ask for help while keeping personal email separate.
Support Email
debtlifterapp@gmail.comUsers can email questions about using the app, calculator inputs, or results they do not understand.
For support, users may share general calculator numbers if needed, such as loan amount, APR, payment amount, term, credit card balance, minimum payment, payoff result, or the result they expected to see.
Do Not Send Sensitive Information
Users should not send bank account numbers, credit card numbers, login credentials, Social Security numbers, financial statements, screenshots showing account details, or other sensitive personal information.
Support will be provided through the public support contact listed on debtlifterapp.com.